Transparent Costs
Flexi Loan
Fee Breakdown
Our fee structure is flexible, to ensure we can help you achieve your goals:
- Establishment Fee – Starting from $0 up to $399, depending on your assessment.
- Default Fees – Only if you miss payments, and fixed amounts
- Interest Rate – Fixed rate, often in the mid-20’s, but from as little as 4.99% for customers with an excellent credit rating.
| Loan Amount | Term | Credit Rating | Interest Rate | Weekly Repayment | Total Payable |
|---|---|---|---|---|---|
| $5,000 | 3 months | Excellent | 9.99% | $390.44 | $5,075.70 |
| $5,000 | 12 months | Excellent | 32.99% | $113.62 | $5,907.91 |
Comparison Rate 48.76% P.A. based on a $2,500 loan over 2 years with weekly repayments.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Secured Personal Loans
Fee Breakdown
Our fee structure is flexible, to ensure we can help you achieve your goals:
- Establishment Fee – $795 to $1395
- Monthly fees from $0 to $15
- Interest rates from 18.99% to 34.99%
- Default fees only if you miss payments, and fixed amounts
| Loan Amount | Term | Credit Rating | Interest Rate | Weekly Repayment | Total Payable |
|---|---|---|---|---|---|
| $50,000 | 2 years | Excellent | 26.99% | $510.47 | $63,088.88 |
| $10,000 | 2 years | Moderate | 21.99% | $131.13 | $13,757.52 |
Comparison Rate 40.18%PA based on a $10,000 loan over 3 years with weekly repayments
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
No Hidden Fees
We’ll always show you the full cost upfront — before you sign anything.
We don’t charge for early repayment, and we’ll never surprise you with hidden costs.