Flexi Loan Information
Personal Loans of $2001-$5000 with a term between 3 months and 2 years
- Establishment Fee – Starting from $0 up to $399, depending on your assessment.
- No standard monthly account keeping fees
- Flexible terms to support you and your goals
Interest Rates
Interest rates vary based on assessment criteria, with most loans often in the mid-20’s, although they can be as low as 4.99%. To see what rate you’re likely eligible for, try our calculator here
A comparison rate of 48.76% P.A. based on a $2,500 loan over 2 years with weekly repayments. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Turnaround
Our team aim to assess completed applications within 1 business day, providing you quick access to approved funds.
Purpose of Loan
- Make an important purchase (car, phone, engagement ring, etc)
- Take a holiday (travel Australia or go overseas to visit family/friends)
- Cover medical costs
- Consolidate debts
- Other personal goals
Repayment Calculator
Disclaimer:A comparison rate of 48.76% P.A. based on a $2,500 loan over 2 years with weekly repayments. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Credit Scores
A credit score is a summary of a person’s credit history, reflecting their creditworthiness based on past borrowing and repayment behaviour. Lenders use this score during credit applications to assess the risk of lending and decide whether to approve the loan and on what terms.
Please refer to www.creditsmart.org where you can find further information or obtain a free copy of your credit report.
Eligibility
At Blue Dingo, we understand that not everybody in Australia will have a comprehensive credit history, particularly if they’re only recently arrived in Australia. If this is you, rest assured that this doesn’t mean you’ll be automatically declined – Applications are assessed on several criteria, in line with Australian regulation and guidelines.
Important Information
Loans are provided by Blue Dingo Finance Pty Ltd ABN: 37 657 372 480 under its own credit license ACL: 545 779