Secured Personal Loans
Secured Personal Loans of $10,000 up to $65,000
with a term between 2 years up to 7 years
Establishment fees from $795 to $1,395
One-off establishment fee depending on loan profile.
Monthly fees from $0 to $15
Low ongoing fees available for selected products.
Interest rates from 18.99% to 34.99%
Rates vary based on credit profile and term.
Borrow from $10,000 up to $65,000
Flexible borrowing amounts tailored to your needs.
Secured against major assets
Equipment, vehicles or other qualifying assets.
Loan terms from 2 to 7 years
Structured repayment options available.
Interest Rates
Interest Rates
Interest rates vary based on our assessment criteria. Rates range from 18.99% to 34.99% per annum, depending on credit profile, loan amount, asset security and overall assessment. To estimate the rate you may qualify for, please use our loan calculator.
Borrow from $10,000 up to $65,000, with loan terms available from 2 to 7 years. Loans are secured against eligible major assets, equipment, or vehicles.
Establishment fees range from $795 to $1,395, and monthly fees range from $0 to $15, depending on the approved loan structure.
Comparison Rate 40.18% PA based on a $10,000 loan over 3 years with weekly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Turnaround Time
We aim to assess fully completed applications within 1 business day, providing fast access to approved funds.
Purpose of Loan
- Make an important purchase (car, phone, engagement ring, etc)
- Take a holiday (travel Australia or go overseas to visit family/friends)
- Cover medical costs
- Consolidate debts
- Other personal goals
Repayment Calculator
Credit Scores
A credit score is a summary of a person’s credit history, reflecting their creditworthiness based on past borrowing and repayment behaviour. Lenders use this score during credit applications to assess the risk of lending and decide whether to approve the loan and on what terms.
Please refer to www.creditsmart.org where you can find further information or obtain a free copy of your credit report.
Eligibility
At Blue Dingo, we understand that not everybody in Australia will have a comprehensive credit history, particularly if they’re only recently arrived in Australia. If this is you, rest assured that this doesn’t mean you’ll be automatically declined – Applications are assessed on several criteria, in line with Australian regulation and guidelines.
Important Information
Loans are provided by Blue Dingo Finance Pty Ltd ABN: 37 657 372 480 under its own credit license ACL: 545 779